Empire Life Dividend Growth Mutual Fund and certain series of all Empire Life mutual funds were closed to new purchases as of October 3, 2022. These funds were subsequently terminated on December 5, 2022. See the press release for further details.


Invest for retirement income with a registered retirement income fund (RRIF).

A RRIF lets you convert your registered retirement savings into retirement income. You can invest the registered retirement savings you hold in a RRIF, and your investments will grow tax-free and you will receive regular retirement income.

All Empire Life mutual funds are eligible RRIF investments.

Is a RRIF for you?

If you are retired and want to maintain control over your investments, converting your RRSP to a RRIF may be the best solution for you.

A RRIF can help you earn the income you need to enjoy your retirement in comfort.

How RRIFs work

When you set up a RRIF, the investments you hold in it grow tax free. You must make an annual minimum withdrawal from your RRIF. This provides you with retirement income.

You can set up a RRIF before you turn 71, but you can’t contribute money to it until then.

Visit the Canada Revenue Agency website to find out more about:

Get an Empire Life Investments RRIF working for you

Talk to your advisor before investing.