Michael joined Empire Life Investments Inc. in 2025. As a member of the investments team, he is responsible for providing research on International equities.

Prior to joining Empire Life Investments, Michael worked as an Investment Analyst covering Global Equities at a Canadian bank. Michael holds a Bachelor of Accounting and Financial Management and a Master of Accounting from the University of Waterloo. Michael is a Chartered Financial Analyst (CFA) and Chartered Professional Accountant (CPA) charterholder.

Neeraj joined Empire Life Investments Inc. in 2023 and is a Portfolio Manager focusing on Global equities.

Neeraj has over a decade of investment experience, holding progressive roles at a Canadian investment firm. In his most recent role, Neeraj supported a high conviction all cap global equity investment team with primary research focus on Emerging Markets and Europe.

Neeraj holds a Bachelor of Engineering Degree from India and an MBA from Rotman School of Management, University of Toronto. He is a CFA Charterholder.

Sid joined Empire Life Investments Inc. in 2024, supporting the management of Empire Life Multi-Strategy GIFs with a focus on manager research and portfolio construction.

Prior to joining Empire Life Investments, Sid worked as a Senior Manager of Investment Funds at a leading Canadian full-service brokerage with manager research responsibilities across the Canadian mutual fund and liquid alternatives landscape. In addition, he was also responsible for the ongoing monitoring and evaluation of investment products on the mutual fund shelf. Sid has over a decade of experience in the Canadian financial industry, including roles in research, sales and relationship management.

Sid also holds a Master of Business Administration from Western University, is a CFA Charterholder and has earned the CAIA Charter.

Madhav Kathal joined Empire Life in 2024. As a member of Empire Life Investments Team, Madhav supports the management of private debt investments portfolio for Empire Life’s general fund, which supports our annuity and insurance products.

Madhav has over five years of fixed income research and analysis experience, having previously worked with a well-known credit rating agency. Madhav holds a Bachelor of Engineering degree from University of Delhi, India and an MBA from Rotman School of Management, University of Toronto. Madhav is a CFA charterholder.

Michael (Mike) joined Empire Life Investments Inc. in 2022.

He is responsible primarily for managing a portfolio of private debt investments within the fixed income portfolio of Empire Life’s general fund.

Mike has over 20 years of investment management experience, having worked in private fixed-income and commercial real estate lending for several leading Canadian institutional investors.

Mike holds a Bachelor of Commerce Degree from the University of Ottawa and an MBA from the University of Western Ontario. He is a CFA charterholder.

Ian joined Empire Life Investments Inc. in 2021 as a Portfolio Manager on the fixed‑income team.

He is a member of the Investments Team, providing investment management for segregated funds¹.

Ian is the lead manager of the Empire Life Bond GIF². He is a manager on Empire Life Monthly Income GIF², Empire Life Asset Allocation GIF², Empire Life Balanced GIF², Empire Life Income GIF², and Empire Life Global Balanced GIF².

Ian has more than 10 years of investment industry experience with a proven background of managing a variety of credit securities. Prior to joining Empire Life Investments, he managed credit portfolios and traded securities for several independent Canadian wealth management firms.

Ian holds a Bachelor of Arts, in Economics from Queen’s University, and is also a CFA charterholder.

_{1 Policies are issued by The Empire Life Insurance Company. 
2 This is the marketing name for the fund. The legal name excludes “Empire Life” and “GIF” and includes “Fund” at the end of the name.}

Albert joined Empire Life Investments Inc. in 2018 as a Senior Portfolio Manager focusing on fixed income.

He is a member of the Investments Team, providing investment management for segregated funds¹.

He is the lead manager of the Empire Life Short Term High Income GIF² and Empire Life Strategic Corporate Bond GIF², and a manager of Empire Life Global Asset Allocation GIF².

Albert has more than 16 years of investment management expertise with a proven background of investing in corporate credit across multiple industries globally. Prior to joining Empire Life, he co-managed a fixed-income portfolio at a leading global investment firm. Albert’s previous roles also included progressively senior positions within fixed income at both Canadian and U.S. institutions.

Albert holds a Master of Financial Economics (MFE) and Bachelor of Commerce both from the University of Toronto.

¹ _{Policies are issued by The Empire Life Insurance Company.}

² _{This is the marketing name for the fund. The legal name excludes “Empire Life” and “GIF” and includes “Fund” at the end of the name.}

Geoff joined Empire Life in 2004 and leads the fixed income team for Empire Life Investments Inc.

He is primarily responsible for the oversight and management of our fixed income, private placement, and alternative asset investment programs.

Geoff has over 30 years of fixed income experience and has managed a wide variety of portfolios. Prior to joining Empire Life, he held progressive roles at a leading investment counselling firm and a major insurance company.

Geoff holds a Bachelor of Business Administration degree with a concentration in Finance from Bishop’s University. He has a Chartered Financial Analyst (CFA) designation and is a member of the Toronto CFA Institute.

Diana joined Empire Life Investments Inc. in 2023 and is a Senior Trader on the Equity Trading team.

Currently she is responsible for execution of foreign and domestic equity/option trades on behalf of the investment team.

Prior to joining the equity trading team, Diana worked as manager of trade operations at an independent Canadian wealth management firm, where she managed the overall operations of the equity trading desk, including trade flow, equity and FX trade execution as well as implementation of new trading systems.

Diana is a member of the Institutional Equity Traders Association and holds a Bachelor of Arts in Economics and Public Policy degree from the University of Toronto.

Brendan joined Empire Life Investments Inc. in 2023, focusing on U.S. Growth equities.

Prior to joining Empire Life Investments, Brendan worked as a Senior Associate in Finance and Corporate Strategy in Fintech, and as an Equity Research Associate at a wealth management firm.

Brendan holds a Bachelor of Mathematics and Accounting with a Finance Option from the University of Waterloo, as well as a Master of Accounting from the University of Waterloo. In 2021, Brendan and his team won the CFA Institute Research Challenge Americas Finals and were one of only five teams to move on to the Global Finals.

Brendan is a Chartered Professional Accountant (CPA) and is a Chartered Financial Analyst (CFA) charterholder.