There is no normal retirement date anymore. There is no hard-fast retirement date everyone has to hit.
Retired boomers age 50+ identified their top three retirement realities in an updated survey on Retirement Myths and Realities completed in 2015 by Royal Bank of Canada.
Tactically Increased Canadian Equity, U.S. Equity; Decreased Fixed Income (Cash)
Current Target Positioning as of July 12, 2016
Semi-deviation (also called downside deviation) is a variation of the more commonly used metric, standard deviation.
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